One Insurance Solution Electric Fleet Insurance

With so much focus on climate and environmental changes, low carbon vehicles are becoming more prominent for consumers and businesses, especially those working within low emission zones.

There is certainly pressure on companies to go green and reduce their carbon footprint. One of the easiest ways for a business to reduce their impact on the environment is to switch their conventional combustion engine vehicles for electric ones. One Insurance Solution can help by providing insurance for multiple electric vehicles at the same time.

Electric car insurance for business vehicles doesn't need to be stressful. The easiest way to manage your fleet of electric vehicles is to combine them under one insurance policy. One policy gives one renewal date and one premium meaning fleet management is just as efficient as the cars themselves.

How is Electric Vehicle Fleet Insurance different?

If you have 2 or more vehicles it can save you time and money by combining insurances on to one easily managed policy. To make things even easier, the vehicles do not need to be the same type. You could have a combination of cars, vans and hgv's with electric, hybrid or standard engines.

Additionally a fleet policy can be beneficial if a claim was to be made. Instead of the claim being registered against the vehicle in question, it will be registered to the policy. This means the risk is spread across all the vehicles and can dramatically decrease an increased premium after a fault accident.

With a Fleet policy you’ll gain Fleet Claims Experience instead of the usual no claims bonus. This experience will then be used at renewal to give a reflective price according to driving history.

If your business has 2 or more vehicles a fleet policy could be the way forward:

Without a Fleet policy

More than one renewal date
More than one premium
Changing vehicles can be expensive
Adding or removing drivers can be costly and take time
NCB determined by claims history of a single vehicle
Fault claims increase price greatly

With a Fleet policy

One renewal date
One premium
Any driver policies
Easily add and remove vehicles
Claims free experience attributed to the whole fleet

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We work with some of the UK's best loved insurers to offer you the best deal from our panel of insurers.

What does Electric Fleet Insurance cover?

With One Insurance Solution, you can get three different levels of cover

Third Party, Third Party Fire & Theft and Comprehensive. We’d always recommend a comprehensive policy to benefit from your insurance. Having the highest level of cover can also be the most cost effective due to the additional benefits it comes with.

A fleet insurance policy is usually set up on an “any driver” basis with higher risk drivers needing to be named. The vehicles main use will be in connection with your business, however they can also be used for your own Social Domestic & Pleasure (sdp).

Cover for:

Plug in cars / plug in hybrids
Electric cars
Electric vans
Alternative fuel cars
Low emission vehicles

We can still provide cover if:

You or your drivers have an adverse claim history
You have zero no claims bonus / claims free experience
You or your drivers have any convictions

If you need assistance with Fleet Insurance check out our helpful Fleet Insurance guide. If you still have questions you can call us on 0344 902 8312 or request a callback below

Fleet Insurance Guide

Arrange a callback today

We provide more than just fleet insurance

Public Liability

To protect yourself against hurting the public or damaging their property, you need Public Liability Insurance. This is an important cover for all businesses that deal with the public.

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Commercial Property

If you own a building used for any business, that you either rent out or operate from it yourself – we can help make sure it’s insured correctly and can be provided in a business insurance package.

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Goods in transit

You can insure the goods you carry for other people when they’re under your care. Or, you can also protect your own goods when they’re in transit with this cover.

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Employers Liability

If you have employees in your business, you are legally obliged to make sure they are protected with Employees Liability insurance. You can add this onto your Public Liability insurance.

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