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Coffee Shop & Café Insurance

Our Café and Coffee Shop Insurance provides bespoke cover from £280 a year

Call us on 0344 902 8316 Request a callback

Coffee Shop & Café Insurance
Part of Brightside Insurance Services Ltd

Café Insurance from One Insurance Solution 

There are many different potential risks if you run a Café, tea room or snack bar. It is extremely important to have the correct Café Insurance that covers everything you need, whether it’s injuries suffered by customers or employees or theft / damage to the premises. Thankfully, serious incidents are rare, but it’s important to ensure you have the correct cover for each element of your business in case the worst happens. 

Cover for

  • Buildings Contents 
  • Stock
  • Public & Employers Liability
  • Business Interruption
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What are the risks of not Insuring my Coffee Shop or Café?

What are the risks of not Insuring my Coffee Shop or Café?

Cafés are busy places and have a high customer turnover so getting the right Insurance package is crucial. It’s very important to ensure that when things go wrong, your business and customers are protected. 

The public could pursue legal action for damages caused within your Café, or stock and contents could be damaged or stolen. Should an employee get injured at work, without employer’s liability you would have to fund any claim yourself - including any legal costs. 

The Health and Safety Executive (HSE) can also fine up to £2,500 per day for not holding the correct levels of Employer’s Liability Insurance and this can even be back dated to when you started trading.

It makes sense to protect your livelihood and assets today. Get your quote online or call us on 0344 902 8316

Coffee shop and Café Insurance costs?

Due to the specific requirements, there is no set cost for covering your Café. Depending on the cover required and the make-up of your business, we have a number of top insurers to find the right policy at the right price.


Main factors affecting price

• Opening Times
• Events/Functions
• Food Service
• Number of seats

The best deals on the market

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We work tirelessly with a panel of the UK's best-loved insurers to offer you the best policy at the best price

We do more than Café Business Insurance...

If you’re looking for bespoke Business Insurance, One Insurance Solution can help. Our job is to work with a range of brands to make sure you have sufficient Insurance for everything you need. We cater for customers that need Insurance for Minibuses, Rented Properties, Holiday Homes and more, so whatever you need – we can assist. If you’re looking for Business Insurance, we can help with: