Gap Insurance

Protect your vehicle’s true value with our GAP Insurance Cover

If you have a total loss or theft claim, most insurers will only pay out what your vehicle is worth at the time, which could leave you significantly out of pocket.

At Brightside we offer Guaranteed Asset Protection (GAP) Insurance, which covers you for the difference between what you originally paid for your vehicle, or the invoice or early settlement figure on finance and lease, and what your insurer will pay out if your car is stolen or written off.

For newly purchased vehicles, where you want to preserve their top value, this can be a significant amount, leaving you with a large sum to pay in order to get back on the road.

Call us for a quote - 03334 141 787

What’s included?

Protects against loss due to the depreciation of a vehicle’s value

Cover lasting between 2 and 5 years depending on your needs
One off cash payments available up to £50,000
Available for private and commercial vehicles
Covers a variety of ownership options – from paid in full to lease agreements
Change of vehicle available subject to meeting the same criteria
Cover starting from up to 180 days after the purchase of the vehicle
One of the only GAP Insurance products to provide a hire vehicle for up to 28 days while you await your payout
Covers up to £250 reimbursement of your motor excess

Who is eligible for GAP Cover?

Vehicles valued between £7,500 to £150,000
Sales invoice dated within the last 180 days from a VAT registered dealer or leasing company
Vehicles should be already insured under comprehensive cover
Not appropriate for modified vehicles, including refrigerated vehicles
We only cover vehicles made for the UK market

GAP cover is not available for:

Modified vehicles, including refrigerated vehicles
Vehicles used for competitions or rallies, track days, racing, pace making, speed testing, reliability trials or off-road use
Vehicles used for driving tuition (unless specifically agreed by the insurer)
Short-term self-drive hire vehicles

Call us for a quote - 03334 141 787