At Brightside, we understand that you can’t afford for your vehicle to be off the road. Having the right breakdown cover is very important and our Breakdown Cover, provided by RAC, is designed to fit multiple needs and budgets with many different covers available.
This basic breakdown product offers roadside assistance and recovery to anywhere in the UK - but won't cover you if your vehicle wont start outside your home.
Our next and most popular level of cover does include assistance at home and gives you peace of mind that your vehicle will be looked at, wherever you have broken down. Especially useful for those cold mornings where you are struggling to get off your driveway. This means you get everything you get with Roadside & Recovery, but RAC will also come out to you at home or at your office as well. This level of cover is perfect for making sure you're not stranded by the roadside.
There are times when the RAC can't fix your vehicle at the roadside which means your vehicle needs to go to the garage to be fixed. Onward Travel provides cover for alternative arrangements to get you where you need to go.The RAC will provide you with various options depending on your situation from getting you a replacement hire vehicle or other transport options such a train journeys or arranging overnight accommodation for you and those you're travelling with .
Excess Protection lets you claim back the money you will have to pay out in the event of a claim. This means that you can get the benefit of a cheaper quote and still have the cost of the excess amount covered in the event of a claim so you don't lose out. Excess Protection can also be applied to any insurance policy that carries an excess.
When you’ve had an accident which wasn’t your fault you sometimes need legal help. Without Motor Legal Expenses cover legal advice and representation could mean you lose some of your pay-out to pay the solicitors. Having Motor Legal Expenses can save you thousands in these situations as your legal costs are covered. Allowing you to keep all of your personal injury compensation and all of your uninsured losses that were recovered.
Whether you’re a tradesman or run a business the tools you use are crucial to you getting the job done. Have you ever thought about what would happen if these tools were stolen? The likelihood is you wouldn’t be able to work and would lose income. Thankfully at Brightside we offer tools insurance that will cover you against equipment being stolen, lost or damaged whilst being loaded, carried, temporarily housed, or being unloaded from your insured vehicle. - helping you get back to work sooner.
Van policy documents
If you find yourself temporarily without transport because your van is a total loss and there isn't an at fault third party from whom your insurer can recover costs – what can you do? If you rely on your van or car for a living, this can be a real problem for both your business and potentially your livelihood in the short term. Replacement / Courtesy Vehicle cover can plug that gap, providing you with a courtesy vehicle or cash alternative for up to two weeks whilst you find a permanent replacement van enabling you to carry on business as usual.
It could happen to anybody; you’re driving along when suddenly you get a chip in your windscreen, or worse. Windscreen cover allows you to recoup the cost of any windscreen repairs, or even a full windscreen replacement if necessary. Windscreen cover is included as part of any comprehensive policy. However if you choose a Third Party Fire and Theft policy, or just Third Party, you have the option to buy this as an additional product.
As an unfortunate fact of life, accidents can happen on the roads, sometimes through no fault of your own. However, Brightside can help give you peace of mind. Within our standard comprehensive policy you have personal accident insurance of up to £5,000 in the event of serious and/or unexpected injury whilst on the roads.