As the majority of insurance is calculated on a risk basis, underwriters need to know as much as possible about the item or person they are insuring. This means asking personal questions like what you do for a living, previous claims and if you have any unspent criminal convictions. If you would answer yes to the last question, some insurers may decline insurance. Fortunately, One Insurance Solution are able to provide home insurance for ex offenders.
When purchasing insurance you will not be required to disclose spent convictions. If you have any unspent convictions you will need to disclose these. In order to provide you with an accurate quote you may be asked for more details about your unspent conviction so it is best to be honest. If the correct information is not provided your policy could be cancelled, claim rejected or not fully paid.