Restaurant Insurance

Protect everything from the walls down to the fryer, from £338 a year.

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Part of Brightside Insurance Services Ltd

Restaurant Insurance from One Insurance Solution

Running a Restaurant can be rewarding and enjoyable, but owners are at risk from a range of factors, such as: injuries to diners or employees, fire or flood, damage to the premises or even loss of licence. Therefore, Restaurant business Insurance is an important priority. Hopefully you will never need to claim, but having full and correct cover in force will give you the protection and peace of mind in case the worst does happen.

Cover for

Buildings, Contents & Stock
Public & Employers Liability
Loss of Licence
Business Interruption

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What are the risks of not Insuring my Restaurant?

All Restaurants are busy, however every restaurant has different business requirements. Getting the right Insurance package is crucial to ensure that when things go wrong, your business is protected and continues running without disruption.

If an incident occurs, your stock and contents could be damaged or stolen, or a customer may pursue legal action for any personal injury or damaged property caused within your Restaurant.

Additionally, should an employee get injured at work, you would have to fund any claim yourself - including any legal costs. The Health and Safety Executive (HSE) can fine up to £2,500 per day for not holding the correct levels of Employer’s Liability Insurance - this can even be back dated to when you started trading. Over the course of a year the fine could exceed £1,000,000.

It makes sense to protect your livelihood and assets today. Get your quote online or call us on 0344 902 8316

Restaurant Business Insurance costs?

Due to being tailored to your Restaurant, there is no fixed cost for Insuring your Restaurant. Depending on the cover levels required and the size of your Restaurant, we have several top Insurers to find the right policy at the right price.

Main factors affecting price

• Opening Times
• Events/Functions
• Licence type
• Number of seats

The best deals on the market

We work tirelessly with a panel of the UK's best-loved insurers to offer you the best policy at the best price

We provide more than Restaurant Business Insurance

Here at One Insurance Solution, we ensure that your specific business needs are covered by Insurance. We work with different brands and match tailored Insurance options to protect everything you can think of. As well as Restaurant Insurance, we provide Insurance for Motorbikes, Trucks, Holiday Homes, and more. If you’re looking for business insurance, take a look at some of the other products we can offer: