If you run your own guest house or bed and breakfast, then you already know how much effort it takes to fill rooms and create a homely atmosphere. It’s equally important that you find good guest house insurance to cover yourself against potential incidents. A busy guest house is exactly what you want but with this comes more risk and potential financial strain in what can already be a highly competitive industry. If the worst did happen such as a fire or flood, slips and trips or even theft and property damage, you can rely on us to find the cover for all insurable financial losses.
Not only is your guest house your pride and joy, it could be your own home and your main source of income. Without the correct cover in force, you leave yourself exposed to paying out for damages or injuries which could cost hundreds, thousands or even millions of pounds in compensation. Incidents can range from guests experiencing food poisoning or an employee having a nasty fall. Even if these incidents aren’t directly your fault, it occurred in your guest house and therefore you will be liable.In some cases, simply not holding guest house or B&B insurance can be costly. The Health and Safety Executive (HSE) can fine any business that employs staff but does not hold the correct Employers Liability cover. This can be up to £2,500 per day which can also be backdated to when you started trading.
It makes sense to protect your livelihood and assets today. Get your quote online or call us on 0344 902 8316
As every guest house and B&B is unique and there are many covers you may or may not need, there is no set cost for a comprehensive insurance package. Prices are based on the cover needed and your specific requirements. The more cover included in the one policy means greater savings for you and your business, bringing greater security to you and your guests at a fair price.