There are many different potential risks if you run a Café, tea room or snack bar. It is extremely important to have the correct Café Insurance that covers everything you need, whether it’s injuries suffered by customers or employees or theft / damage to the premises. Thankfully, serious incidents are rare, but it’s important to ensure you have the correct cover for each element of your business in case the worst happens.
Cafés are busy places and have a high customer turnover so getting the right Insurance package is crucial. It’s very important to ensure that when things go wrong, your business and customers are protected.
The public could pursue
legal action for damages caused within your Café, or stock and contents could be damaged or stolen. Should an employee get injured at work, without employer’s liability you would have to fund any claim yourself - including any legal costs.
The Health and Safety Executive (HSE) can also fine up to £2,500 per day for not holding the correct levels of Employer’s Liability Insurance and this can even be back dated to when you started trading.
It makes sense to protect your livelihood and assets today. Get your quote online or call us on 0344 902 8316
Due to the specific requirements, there is no set cost for covering your Café. Depending on the cover required and the make-up of your business, we have a number of top insurers to find the right policy at the right price.