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Performance Car Insurance

Owner of a high-performance car worth £75k+?

Logical Choice, part of the Brightside family, offers competitive prices via a quick and easy process, meaning it’s easy to find an affordable performance car insurance policy that includes everything you need. Your premium doesn't have to be significantly more expensive than a standard car insurance policy.


Get a no obligation quote in minutes from our team of insurance experts.

CALL NOW ON 0333 414 1780

How it works

  • You’ll talk to one of our team who will take you through a few simple questions to understand your specific needs.
  • More often than not we’ll be able to offer you a competitive price there and then. If your requirements are a little more complex we can also talk to one of our insurers directly to ensure you get the best price available.

The time you spend talking to us could save you £100s – so call us now on 0333 4141780

Why Logical Choice Insurance?

  • We work with the best specialist insurers to give you great prices where others can't.
  • We can cover all sorts of unique circumstances – low NCD, a criminal conviction, imports, and modifications.
  • We have years of experience so there isn’t anything we haven’t seen before.
  • We have long-standing relationships with some of the UK's leading specialist insurers, meaning you get a bespoke price dependant on your individual needs

What is performance car insurance?

Performance cars are luxury vehicles built with speed in mind. It’s what makes them highly attractive to so many people, but it also means they’re more expensive to insure than standard cars.

The higher the speed of a vehicle, the more likely it is to be involved in an accident. When a high-performance car is involved in an accident, repairs are typically more expensive than with a standard vehicle. As a result, many insurers classify performance cars as non-standard vehicles that need to be covered by specialist insurance policies.

Performance car insurance is designed specifically to suit the needs of owners. Whilst high performance car repair costs might not be covered by a regular policy, with a performance car policy they are.

To ensure your high-performance vehicle gets the cover it needs, we work with a wide range of specialist insurers with expert knowledge in car manufacturers with vehicles worth over £75,000 like:

  • Ferrari
  • Lamborghini
  • Bugatti
  • McLaren
  • Porsche
  • Jaguar
  • Maserati
  • Aston Martin

It might be that you have more than one high performance car, but you only use them for Social, Domestic and Pleasure. If so, we can absolutely help you.

With Logical Choice you're sure to find a policy that covers everything you need at an affordable price. Fill in the form below and we'll give you a call back as soon as possible.

Our best quotes are done over the phone with our insurance experts. Fill in the form below and we'll call you back:

How expensive is performance car insurance?

The cost of high-performance car insurance varies depending on several factors, including your own experience as a driver, the vehicle you’re insuring, and the type of cover you need.

Insurance will typically be cheaper for drivers with more experience and more years on their no claims bonus, than for a young driver looking for performance car insurance, as they’re statistically less likely to be involved in an accident and make a claim.

Although most supercars fall within a higher car insurance group, there is variation between different brands and models. A Ferrari, for example, will likely fit in insurance group 50 or thereabouts, whereas some other brands will be lower and therefore cheaper to insure.

The amount of additional cover in policy will also affect the cost of insurance, but ensures you have extra protection.

However, Logical Choice makes it quick and straightforward to find a policy that covers all requirements at an affordable price, so you don’t have to pay over the odds for your performance car insurance.

Performance car insurance through Logical Choice Insurance

Our specialist car insurance products provide cover for everything included in our standard policies, including:

Third party only

This will only cover other vehicles or people involved in an accident that was your fault. It doesn’t protect you or your vehicle if an incident takes place.

Third party fire and theft

As with third party only insurance, third party fire and theft covers any injuries sustained by a third party involved in an accident with you and the damage done to their vehicle. It also covers any damage from fire or theft caused to your vehicle.


Comprehensive insurance covers everything included with third party fire and theft, but if you are involved in an accident that you caused, damage to your car is also covered.

As well as the traditional types of cover, we can also provide:

RAC breakdown cover


Excess protection


Key cover


Motor legal expenses


Logical Choice is a trading style of Brightside Insurance Services Ltd. Registered in England and Wales number 04137311. Registered office: Brightside Park, Severn Bridge, Aust, Bristol BS35 4BL. Brightside Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 302216).