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Company Car Insurance

An all-purpose policy for your car when used for business as well as for domestic and leisure purposes.

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0333 414 1863

Part of Brightside Insurance Services Ltd

One Insurance Solution Business Car Insurance

We offer great rates on Business Car Insurance. If you use your car for business, we can get you a quote for thousands of occupations.

We offer flexible business car policies where you can make quick and easy changes. You can alter your policy, if your driving needs change.

Cover levels

  • Fully Comprehensive
  • 3rd Party Fire and Theft
  • 3rd Party Only

The best deals on the market

We work tirelessly with a panel of the UK's best-loved insurers to offer you the best policy at the best price.

What is Business Car Insurance?

It is a motor policy that is designed for someone that uses their car for business, as well as everyday life.

Business car insurance covers you for visiting customers, travel between work locations, and driving other employees.  The cover can protect your vehicle against accidents, theft, vandalism and other things like damage to windscreens.

A policy like this is flexible, and can cover spouses as well.  You can choose to protect named drivers or have an ‘any driver’ policy at an extra cost.

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Why do I need Business Car Insurance?

Business car insurance offers you more than a standard motor policy. This increase in cover is designed to make sure your Business Car is protected fully. This increase in cover means it generally costs a little more than a standard car policy.

What's the difference?

  • A normal policy will cover you for “Social, Domestic, and Pleasure” use only, it will not cover business use
  • For a business car, you’ll likely be covering more mileage
  • Usually you will be driving unfamiliar routes
  • You might use a car with a more powerful engine
  • When using a car for business, you need specialist insurance to protect you correctly

How can I reduce my insurance cost?

Choose the right vehicle

Economical cars with a smaller engine can benefit from lower premiums and lower running costs.

Have a ‘Risk Management Strategy’

Installing alarms, steering locks, immobilisers, dash cams or trackers might help bring down your insurance premium. They will also provide valuable evidence in the event of a claim.  

Increase your excess 

If you increase the excess that you're willing to pay in a claim, you could lower your premium with some insurance providers.

Park safely

Parking your car on a driveway or in a garage is safer than parking on the road. This can bring down your overall cost.

We provide more than just Business Car Insurance

Breakdown cover

We understand that getting the right breakdown cover is really important and you can't afford for it to be off the road. Our breakdown cover is provided by the RAC and reflects your needs and budget.

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Key cover

We like to make life easy, which is why we offer a range of optional extras designed to suit your needs. Whether you need Key Cover, Excess Protection or Personal Accident cover, simply get in touch and we will add this to your policy.

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Excess protection

Excess Protection lets you claim back the money you will have had to pay out in the event of a claim.

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Fleet

If your company uses more than one vehicle, it might be simpler and more cost effective to insure the vehicles in a fleet policy. This means all the vehicles will be protected under one policy, with one renewal date.

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